- Request for a written replacement or repair estimate of the roof from our Four.M solutions contractor.
- Call and notify your insurance company of the damage to your roof
- When calling to file the claim, prepare the following list of information:
At Four.M Solutions we have experts who specialize in roofing insurance claims. After visiting your home, our roofing insurance claim specialist can professionally assess the condition of your roof.
It’s quite common for many homeowners to ignore their roofing conditions until it wears, leaks, and floods their home. Of course, we don’t give our roofs a lot of credit. Yet it endures harsh weathers while keeping us secure. Come heavy sunlight in the summertime and austere hailstorms that deal severe damage, your roof faces every stringent element of Mother Nature.
Perhaps, if you live in hail-prone states, like Texas, you stand a great risk of losing the strength of your roof gradually or even at once. And suddenly, without any budget, you are left with an unexpected cost of getting a new—and expensive—roof. Implementing a roofing insurance policy with our specialist can help in significantly reducing the cost of getting a new roof. By working together with our roofing insurance claim specialist, you have an ace up your sleeve.
How Does The Process Work?
All you need to do is give us a call. If you suspect damage after your neighborhood has been affected by hailstorms, Four.M Solutions will provide roof inspection—free of charge! Then after we conduct our inspection, and damage is detected, your insurance company will be contacted by our roofing insurance claim specialists.
Also on your behalf, we will submit an adjustment to hasten the process of roof repair. So after finalizing the process of your roofing insurance claims, Four.M Solutions GAF Certified licensed contractors can then do your roof replacement at a significantly less cost to you.
To get a hastened process and speedily restored roof, here are the details of things that may be required:
- Get a claim number issued by your insurance company.
- An adjustor will then be assigned by your insurance company.
- Obtain the name and phone number of the adjustor from your insurance company.
- Instruct your insurance company that you want the presence of your roofing contractor when their adjustor comes to assess the damage
- The adjustor will then call to fix a time for a home visitation and roof inspection
How Do We Assess Roof Damage?
Asphalt shingles and roof shingles are roof types that are the most susceptible to hail damage.
When wood shingles age, they become prone to shrinkage and form gaps. In fact, as time passes, wood shingles also turn brittle. A major disadvantage as its ability to protect from the elements are diminished. Some parts of your roof are more prone to the damage of hailstorm than others are. This massively depends on the direction of the wind. When hail hits your roof shingles, it splits and forms sharp edges. This damage very well ages the look of the whole roof.
When hailstorms affect asphalt shingles (also called composition shingles), they have it as much worse in the long run. Moreover, asphalt shingles are very susceptible to weathering over the years. And factors like attic space ventilation and slope direction play great a great role in its weathering. A poorly ventilated attic will reduce the lifespan of all types of roofing shingles. However, its effects are more in visible on asphalt shingles.
Another damaging impact of hail on shingles is called “bruises.” They are formed when the hail crushes roof’s material, removes the granules, and result in tiny holes (bruises) that give the roof a perforated look.
It is at this point the importance of roofing insurance comes in. At Four.M Solutions, our roofing insurance claim specialist and contractors are professionals in inspecting and assessing any level of roof damage.
With our expertise, we can easily get a brand new roof at a significantly low cost. And at the same time improve the overall beauty and value of your home.
How Much Are You Paying?
The amount you pay lies on the roofing insurance policies of your insurances company and your deductible. Your total cost will equal the amount of your deductible when you have a full replacement policy.
Actual cash policy (ACV) is policy a large number of insurance companies have. With ACV, your deductible and depreciation cost are subtracted—by your insurance company—from the total cost. Taking into account depreciation cost, the amount you are paid will depend on the age of the roof.
Contacting your insurance company is the easiest way to have first-hand information whether they cover roof damage or not. When you are covered with roofing insurance, we can then work hand in hand with your insurance company in reaching a final decision on how much you will be paid.
What Makes Four.M Solutions So Unique?
Along with our specialist in roofing insurance claims, Four.M Solutions provide a team of experienced roofers, who are dedicated to getting you the best deal. And when your roofing insurance claim is completed, our team of professional roofers will go beyond perfection in installing your new roof.
At Four.M Solutions we perform every roofing project with great care. And whether you desire to change your home exterior or enact your roofing insurance, our effective service has got you covered.
Check out our contact us form and see if you qualify for a free roof replacement in your insurance claim.